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Author Topic: Dave Ramsey  (Read 566 times)

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Dave Ramsey
« on: September 03, 2018, 03:10:50 PM »

Dave Ramsey

Who is Dave Ramsey: https://en.wikipedia.org/wiki/Dave_Ramsey

An opinion of a fan of Dave: Dave Ramsey’s Financial Peace University July 22, 2005

We all at one time or another encounter a turning point in our lives. My turning point was my attendance at a Dave Ramsey Financial Peace University seminar. It was as though someone had wiped the fog from my bathroom mirror. My focus became very clear that day. To begin with.

I have to be honest, I was not at all thrilled about going. It was a Saturday and I don’t like to spend my Saturday’s sitting in an auditorium for 6 hours. The presentation was to start at 1 PM so we left home and just made it in time. I figured we’d be alright since I thought this could not be such a big event. Well, I was wrong. We just barely found a please to sit. Once Dave Ramsey came on I was glued to my seat.

The one thing you’ll quickly notice about Dave is that he is brutally honest about debt, credit cards, and money in general. That’s a good thing for most people, but a shocker for a some. To be told ” You don’t deserve squat” knocks a few of the self-centered in the audience of their chair. But it’s true as a lot of people these days think that just because they breathe air they should get whatever they want. Not to pick or insult college graduates but I’ve seen some that think just because they have a college degree they should get a top job, yet they have not proven themselves in a work environment.

Dave’s seminar is lively, interesting and filled with tidbits of humor to keep the pace upbeat. What he teaches is laid out in the most simple terms so that it can be understood by a wide audience. The stuff he sheds light on are truly common sense. Dave does not pretend them to be magic formulas or secrets. These are things you and I both are probably aware of but have never looked at them in the context Dave puts them in.

For example: Your greatest source of investment income is your salary. Yet most of our salary goes towards debt. So if we focus on getting out of debt first then we free up our income for investing. Simple, effective and true.

During the breaks several items are sold by Dave . Books, Cd’s and Video. Most all are reasonably priced. Are they worth what you pay for them? In my opinion, absolutely.

We purchased Financial Peace University in March of 2005. As of July we have eliminated over $6000 in debt and also have an emergency fund sitting in a money market account. We use the envelope system and have taught others to do the same thing. But even more important than the debt is we began tithing 10% of our earnings to our church. It truly is a great feeling and is something we truly and enjoy.

If you have the opportunity to see Dave Ramsey live do so. It may change your life.
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Re: Dave Ramsey
« Reply #1 on: May 14, 2022, 09:32:56 PM »
Spam deleted!
Welcome to the ban list!
Edit: Admin.
« Last Edit: May 15, 2022, 04:14:44 AM by Alexa »


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Re: Dave Ramsey
« Reply #2 on: May 15, 2022, 04:20:56 AM »
It'a about Dave Ramsey, not about your spam! Welcome to the ban list and enjoy your ban! ;D
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